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St. Johns, FL Homeowner's Insurance

Are you a homeowner in St. Johns County, Florida? Do you want to save money on your homeowner's insurance? Look no further than Lions Rock Insurance. Our team is dedicated to helping homeowners protect their investments while also saving them money. In this blog post, we will share some tips on how to save money on homeowners insurance in St. Johns County.

  1. Shop Around The first step to saving money on homeowners insurance is to shop around. Get quotes from multiple insurance companies and compare the coverage and prices. At Lions Rock Insurance, we work with multiple insurance carriers, so we can help you find the best coverage at the best price.

  2. Raise Your Deductible Increasing your deductible can lower your monthly premium. Just be sure that you can afford the higher out-of-pocket cost if you need to file a claim. We can help you weigh the pros and cons of different deductible options.

  3. Bundle Your Policies Many insurance companies offer discounts if you bundle your homeowner's insurance with your auto or life insurance policies. Talk to your insurance provider to see if this is an option for you.

  4. Make Your Home More Secure Installing security features like deadbolts, smoke detectors, and a security system can lower your insurance premium. You may also be eligible for discounts if you live in a gated community or have a homeowner association.

  5. Maintain Your Home Keeping up with regular maintenance and repairs can prevent costly damage to your home. Insurance companies may view a well-maintained home as less risky, which can lead to lower premiums.

  6. Review Your Coverage Annually As your life changes, so do your insurance needs. Review your coverage annually with your insurance provider to ensure that you have adequate coverage and aren't overpaying for things you don't need.

At Lions Rock Insurance, we are committed to helping homeowners in St. Johns County protect their investments while also saving them money. If you have any questions about homeowners insurance or would like a quote, give us a call at (904) 496-0505. We are here to help!

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