Florida Hotel & Motel Insurance
Florida - Hotels & Motels Coverage options
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Lions Rock Helps Hotels and Motels: Hotel & Motel insurance is a type of coverage that protects the hotel from financial loss in the event of an unforeseen incident. The hotel can purchase this insurance to protect itself against a variety of risks.
Examples of risks are: fire, water damage, theft, break-ins and vandalism. The hotel liability is the amount that the hotel would pay if their property damages someone else's property or injures someone on their premises. Hotel safety programs are created to help prevent these incidents from happening in the first place.
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Hotel insurance is a type of insurance that covers the hotel owner's liability for injuries or damages to guests and their property.
Hotel owners are responsible for providing safe premises and properly trained staff. The hotel safety program should include fire drills, first aid training, evacuation procedures, and emergency action plans.
In addition to these measures, Florida hotels should also carry adequate liability insurance. This is because in the event of an accident or injury on the premises, it may be necessary to pay for medical care or other damages out of pocket until the case is settled in court.
Florida Hotel & Motel Insurance Program
AM Best-rated Carriers
Competitive Pricing
Open to unique Risks
Coverage
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Carriers nationally recognized for financial strength
In the Florida Hotel & Motel Insurance Markets
One-person firms, new ventures, no prior coverage
General Liability, Property, Auto, Equipment Breakdown, WC, Cyber
Exterior Rooms, Near Ocean, Under 50% occupancy rates, Liquor
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